Finance, Business & Real Estate

Take-Home Pay Calculator for US & UK

Estimate take-home pay from gross salary with US federal, state and FICA deductions or UK PAYE, National Insurance, pension and student loan deductions.

%
Estimated Annual Take-Home Pay
$53,988
Monthly Take-Home Pay$4,499
Weekly Take-Home Pay$1,038
Estimated Federal Income Tax$6,629
Estimated FICA Payroll Tax$5,279
Estimated State Tax$3,105
Effective Tax Rate20.0%

Calculated locally in your browser. Fast, secure, and private.

Estimate net pay before you accept an offer

This take-home pay calculator is built for people comparing a real salary offer, not just a headline gross number. Choose United States or United Kingdom, enter annual gross pay, then add the deductions that materially change the amount that reaches your bank account.

For US estimates, the calculator applies federal income tax brackets, standard deduction assumptions, FICA payroll taxes, a state tax estimate, and annual pre-tax or post-tax deductions. For UK estimates, it applies PAYE income tax, National Insurance, pension contributions, student loan repayments, and an optional Scottish tax-band toggle.

How to use it

  1. Pick US or UK.
  2. Enter annual gross pay.
  3. Add the deductions that apply to the offer or payslip.
  4. Compare the annual, monthly, and weekly net pay breakdown.

Example searches this page answers

  • "What is my take-home pay on a 75000 salary?"
  • "US salary after federal, state and FICA taxes"
  • "UK salary after PAYE and National Insurance"
  • "Monthly net pay from annual salary"

Important limits

This is an estimate for planning. It does not replace payroll software, HMRC or IRS guidance, a payslip, or advice from a qualified tax professional.

Frequently Asked Questions

No. It is an estimate based on common US and UK tax rules and simplified state or deduction assumptions. Your payslip can differ because of tax codes, benefits, local taxes, allowances, bonuses, and employer-specific payroll settings.

Yes, but as a rate estimate. You can choose a preset or enter your own state tax rate. Local city taxes, credits, itemized deductions, and special state rules are not modeled.

Yes. The UK mode estimates employee National Insurance along with PAYE income tax. It also includes optional pension contributions, student loan repayments, and Scottish income tax bands.

Yes for a quick planning estimate. For final decisions, compare against the employer payslip model, official tax calculators, or professional advice.

Related Calculators in Finance, Business & Real Estate

401(k) Growth Calculator

Try It Now

50/30/20 Rule Budget Calculator

Try It Now

Accounts Receivable Turnover Calculator

Try It Now

Adjustable Rate Mortgage (ARM) Calculator

Try It Now

Amortization Schedule Generator

Try It Now

Annual Percentage Rate (APR) Calculator

Try It Now